B - Benefits
♦ - Foundation
◊ - Advanced

♦ B1: The Road to Automatic 401(k) Enrollment at No Additional Employer Expense
The AmeriHealth Mercy Family of Companies (AmeriHealth) and SMART will jointly discuss the steps taken to increase participation in AmeriHealth’s 401(k) Plan (Plan) at no additional cost to AmeriHealth. By complying with the new safe harbor provisions of the Pension Protection Act of 2006 (PPA) for automatic enrollment, AmeriHealth increases enrollment and gains immediate relief from ADP/ACP testing. The projected cost for the higher matching contribution is approximately the amount AmeriHealth would have contributed to the Plan as a non-targeted QNEC correction. AmeriHealth has approximately 2,000 eligible participants, approximately 1,926 contributing with an average deferral percentage of 7.5%.

Christine A. Faris, J.D., Senior Manager, SMART Business Advisory and Consulting, LLC bio
Karen Schlenner, Director of Benefits, The AmeriHealth Mercy Family of Companies bio

◊ B2: Creating Wellness at Work – The Impact on Health and Productivity
This session will explain the need for wellness initiatives today as employers face increased medical costs, an aging workforce, and other health risks that impact productivity. Attendees will learn how to get started in implementing a wellness program, along with wellness best practice components. The session describes what an employer can expect in terms of cost, use of incentives, return on investment, and HIPAA’s non-discrimination regulations for wellness programs. The session will also address the need to integrate wellness into the an organization's overall health and productivity management strategy.

Marie Killian, J.D., Integrated Health and Productivity Practice Leader, Trion bio
Stephanie J. Capaccio, Director, Benefits & Risk Management, Wawa bio

♦ B3: Health Benefits: From Paternalism To Shared Responsibility
The healthcare system in this country is broken. David Edman will talk about the traditional approach to purchasing insurance, which is antiquated and inefficient. It is more efficient to insure only for serious injury and illness, and self-insure for smaller, routine expenses, which are core principles of the Health Savings Account (HSA) model for health insurance. Employers must shift away from the current paternalistic approach to health care in favor of shared responsibility. HSAs work, and David Leinbach, owner of Kaiser Construction will discuss how a consumer driven strategy was successfully implemented at his construction company, located in Douglassville, PA.

David E. Edman, Managing Partner, Risk Management Partners LLC bio
David K. Leinbach, President, Kaiser Construction Co., Inc. bio

◊ B4: The Duty of Care: Protecting Business Travelers and Cross Border Assignees
As business goes global, more and more companies are finding the need to send or station employees overseas.  Countries like China, India, and Brazil offer huge market opportunities and risks, but, employers may not always realize all the potential impacts to their globally mobile employees.  This workshop will set the stage on healthcare issues, emergency challenges, safety and security across borders.

Allen Koski, Regional Director of International Sales, CIGNA International bio

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